KYC-ready onboarding
Full checks at new mandate and re-onboarding: address validation, email and mobile checks, documentation workflows, and BACS-ready KYC where required.
20 years as a leading UK bank validation provider - now combined with continuous compliance, CoP, and full BACS automation so you stay compliant and save.
eSortcode has a long pedigree in UK bank validation. We pioneered web-based sort code and account validation services and have spent two decades helping organisations prevent payment failures, reduce fraud, and keep bank details accurate.
That history matters. Payment validation is not a commodity experiment - it is mission-critical infrastructure. Our longevity, specialist focus, and volume of checks processed every year show why businesses of every size trust eSortcode for bank account quality and reliability.
Today that pedigree underpins a full stack: modulus checking, Confirmation of Payee (CoP), KYC-ready onboarding, continuous mandate monitoring, and automated BACS Bureau submission - one platform, one specialist provider.
Regulatory change has raised the bar: bank account details must be checked properly, and kept valid over time
With regulatory changes across UK payments, validating bank accounts is no longer a nice-to-have at onboarding. It is an essential part of taking Direct Debit and Direct Credit payments safely and compliantly.
Closed accounts, wrong account numbers, and name mismatches drive failed collections, failed credits, operational cost, and customer friction. One-off checks leave you exposed the moment details change.
Organisations that collect or pay via BACS need ongoing assurance that accounts remain open, correctly identified, and suitable for payment - not only that they passed a check months or years ago.
eSortcode connects regulatory-grade validation (including CoP and KYC-style checks) with the continuous automation needed to run Direct Debits and Direct Credits at scale.
Name and account matching through CoP reduces misdirected payments and fraud risk
Open or closed status and mandate health must be monitored regularly, not once
Invalid bank details hit collections, payouts, cashflow and customer trust
Continual monitoring and validation of bank details is becoming mandatory for regulated UK businesses
KYC and CoP checks plus continuous mandate automation - compliance and automation in one cost-effective service
Full checks at new mandate and re-onboarding: address validation, email and mobile checks, documentation workflows, and BACS-ready KYC where required.
Confirmation of Payee keeps account names matched and bank details valid - at setup and, where needed, on an ongoing basis as part of continuous assurance.
Mandates are monitored continually. Status changes update the system immediately, clients can be alerted, and accounts can be re-onboarded and submitted automatically.
It is the combination of KYC and CoP checks with continuous automation of the mandate that makes eSortcode unique - and the most cost-effective service in the UK to remain compliant while delivering unrivalled automation for Direct Debit and Direct Credit operations.
Enterprise security and reliability from the Etellect automation platform
eSortcode is built on the strength of the enterprise eAutomate platform. That foundation gives you enterprise levels of security, resilience, and operational reliability - not a lightweight checker bolted onto a spreadsheet workflow.
From API-first integrations and automated BACS processing to continuous monitoring and audit-friendly workflows, eAutomate powers the automation layer that keeps validation, mandates, and submissions working together as one system.
Security, quality and uptime you can run critical payment operations on.
Pedigree, compliance, automation and cost - without compromise
Two decades as a specialist UK bank validation provider. We understand BACS, bank data and payment failure modes at a deep level.
KYC, CoP and continuous monitoring help you meet rising expectations for validating bank accounts used in Direct Debit and Direct Credit.
From onboarding to submission and re-onboarding, automate the mandate lifecycle instead of relying on manual files and portal uploads.
UK-leading value: transparent credit pricing, volume discounts, free transactions on active mandates, and no need for a patchwork of tools.
When account status changes, the system updates immediately and can alert your team so you fix issues before the next payment cycle.
Modulus, CoP, EISCD data, BACS Bureau and mandate automation on eAutomate - enterprise security without enterprise complexity tax.
Bring 20 years of bank validation expertise, continuous compliance, and full mandate automation onto one enterprise platform.
50 free checks · No credit card required · Transparent pricing · UK support
Switch to eSortcode today and save.