The UK's first API-driven BACS Bureau service. Eliminate manual file submissions, automate Direct Debits and Direct Credits, and save hours every week.
Want to see it in action? View the BACS Bureau Demo with screenshots and detailed walkthrough
Revolutionary automation features that transform how you process BACS payments
No manual file creation or uploads. Everything automated through our RESTful API.
Connect your CRM, ERP, or accounting system directly. No middleware required.
Instant mandate creation and transaction submission. Webhooks for status updates.
Directly approved by BACS for Direct Debits and Direct Credits. Full compliance guaranteed.
BACS reports processed automatically. ADDACS, ARUDD, and reconciliation in real-time.
Volume-based pricing that scales with your business. No setup fees or hidden costs.
Adjust the sliders below to see your estimated pricing
Prices shown reflect volume discounts for monthly vs annual credit purchases
Our system effectively automates and monitors every customer mandate record 24/7. Any changes detected to mandates are actioned automatically, ensuring your Direct Debit and Direct Credit operations run smoothly without manual intervention.
Continuous 24/7 monitoring and automated management of mandate status changes, ensuring compliance and reliability without manual oversight.
Full KYC (Know Your Customer) checks as mandated by BACS. Includes PAF address validation, CoP verification, email & mobile checks, plus automated letter generation and documentation.
We do it all — from mandate setup with full compliance checks to ongoing monitoring and automated onboarding of Direct Debits and Direct Credits. All at an affordable and realistic price.
Remember: Transactions against active mandates are completely FREE. You only pay for mandate management and the comprehensive compliance checks that keep your BACS operations running smoothly.
Our credit system is designed to be upfront, fair, and scalable — everything a billing system should be.
When running automations, it's critical that your system can always run without hitting hard credit limits. Your operations never stop, even during unexpected volume spikes.
From smaller clients to enterprise, our system flexibly handles diverse usage patterns. Pay-as-you-go or Enterprise SLA — the choice is yours.
If you pay in advance, you should be rewarded. We benefit from prepayment, so you get better pricing with larger credit pack purchases (up to 50% savings).
This mechanism is transparent, scalable, and fair — no hidden fees, no surprises. You always know exactly what you're paying for.
When you move to the Enterprise SLA, you benefit from annualised pricing billed monthly in arrears based on your projected annual usage. You always benefit from the best pricing — locked in at the lower annual rate — with the flexibility of monthly billing.
This pricing optimisation alone will easily save you the price of the Enterprise SLA licence (£99/month)
Always worth considering the Enterprise SLA when you sign up — the savings on credit pricing plus the additional benefits (FREE Modulus/CoP checks, 36-month credit validity, monthly billing in arrears) make it a compelling choice for any serious operation.
In summary: Our credit system ensures your automations never stop, provides flexibility for businesses of all sizes, rewards those who prepay with better pricing, and maintains complete transparency. It's a billing model that scales with you, not against you.
Complete end-to-end automation from integration to reporting
Connect your CRM and back office systems via our RESTful API for seamless data flow.
Create mandates manually or automate via workflow. Flexible integration options.
Variable transactions linked to active mandates. Add via API, manually, or bulk upload.
BACS reports automatically processed with real-time status updates for all transactions.
Real-time notifications sent via webhooks for each unique transaction status change.
Pull transaction status directly via API or view all activity in the integrated portal.
Don't want to switch bureaus? No problem. We automate file submissions to your existing BACS-approved bureau using secure SFTP transfers, then automatically process BACS reports and update transaction statuses via webhooks or API for a completely automated solution.
Important: To use our BACS submission service, you will need to register your Service User Numbers (SUNs) to our bureau service with BACS.
If you're switching from another bureau to use our submission service, SUN registration with BACS is required.
If you're keeping your existing bureau and only using our automation layer, SUN registration is not required.
We can help guide you through the SUN registration process with BACS - it's straightforward and we've done it many times!
Keep your existing BACS bureau relationship. No need to switch providers or update bank details.
Eliminate manual file creation and uploads. Automated SFTP transfers handle everything.
We generate perfectly formatted BACS Standard 18 files compatible with any bureau software.
Bank-grade encryption with secure SFTP protocol. Your data remains protected at all times.
BACS reports automatically retrieved, processed, and transaction statuses updated. Real-time notifications via webhooks or API polling for complete automation.
Our solution includes full BACS bureau integration, which means you can eliminate the costs of using third-party BACS approved software services. However, if you prefer to work with your existing provider, we're happy to integrate with them too!
We integrate with any BACS-approved bureau or software that accepts Standard 18 file submissions via SFTP, API, or secure file transfer.
Not sure if your bureau or software is compatible? Contact us to discuss integration options.
Upgrade to our fully automated DDMS for complete mandate lifecycle management, automated collections, ADDACS processing, and customer self-service portals.
Explore Full DDMS SolutionJoin the hundreds of businesses that are already using our services
Want to see it in action first? View the BACS Bureau Demo