ISO 27001 · UK bank validation & BACS

The UK's best value
bank account validation
and automated BACS Bureau

Enterprise-grade modulus checking, Confirmation of Payee, and BACS Bureau — from 1.9p per check and 15p for CoP, with flexible BACS pricing.

100%*
Uptime option
<50ms
Typical response
50M+
Checks / year

*100% uptime guarantee with Enterprise SLA

Trusted by UK businesses

We work with great UK companies

A selection of organisations that rely on Etellect payment and validation services

Why eSortcode

Built for production payments

Institutional-grade validation at prices that work for growing teams

Best Value in the UK

Starting from just 2.5p per validation check. No setup fees, no hidden costs. Scale your business without breaking the bank.

Bank-Grade Security

Enterprise-level encryption and security standards. Fully compliant with UK banking regulations and GDPR.

Lightning Fast

Average API response time under 50ms. Real-time validation ensures smooth user experiences.

Comprehensive Database

Up-to-date database of all UK sort codes and bank details. Daily updates ensure accuracy.

Developer Friendly

RESTful API with clear documentation. Client libraries for popular programming languages.

Scalable Infrastructure

Built to handle millions of requests. Auto-scaling ensures consistent performance at any volume.

Products

Everything you need to validate UK payments

Modulus, CoP and BACS — one platform, transparent pricing

Most Popular

Modulus Checking

Validate UK sort codes and account numbers using industry-standard modulus checking algorithms. Prevent payment errors before they happen.

  • Real-time validation
  • Modulus 10 & 11 algorithms
  • BACS approved methods
  • From 2.5p per check
Learn More
New

Confirmation of Payee (CoP)

Verify the name on a bank account matches the payee details. Reduce fraud and misdirected payments with real-time account name checking.

  • Real-time name verification
  • Fraud prevention
  • Regulatory compliance
  • Competitive pricing
Learn More
NEW

BACS Bureau

Fully approved BACS submission service for Direct Debits and Direct Credits. Flexible pricing based on active mandates and transaction volume.

  • Approved BACS bureau
  • Direct Debits & Credits
  • Flexible pricing
  • DDMS integration available
Learn More
Pricing

Simple, transparent pricing

Pay for what you use — no setup fees, no lock-in

Modulus Checking

From 1.9p per check

Volume-based monthly pricing. The more you use, the less you pay.

  • 10,000/month: 2.4p each
  • 50,000/month: 2.1p each
  • 100,000/month: 1.9p each
Calculate Your Price

BACS Bureau

From 20p per new mandate

Automated Direct Debit & Direct Credit bureau. Full KYC onboarding priced by new mandate volume.

  • New mandates: 20p–35p (volume)
  • Active mandates from 2p
  • Collections & credits free
Calculate Your Price
ENTERPRISE SLA

Mission-Critical? We've Got You Covered.

Add 100% uptime guarantee to any Modulus Checking subscription for just £99+VAT per month. Duplicated infrastructure, 24/7 priority support, and automatic failover.

Enterprise-Grade Features

100% Uptime Guarantee

Financial penalties if we ever go down. Your business never stops.

Duplicated Infrastructure

Completely separate infrastructure from standard service for ultimate isolation.

24/7 Priority Support

15-minute response time. Dedicated account manager. Always available.

Multi-Region Failover

UK-UK redundancy with automatic failover in under 1 second.

Simple Add-On Pricing

Enterprise SLA Add-On
£99
+ VAT/month
or
£999
+ VAT/year
Save £189/year

Add to any Modulus Checking monthly subscription

Coverage: Modulus Checking & CoP (our infrastructure only) • EISCD not included

Learn More

Ready for Enterprise-Grade Reliability?

Add 100% uptime guarantee to your Modulus Checking subscription for just £99+VAT per month. Includes dedicated account manager and quarterly business reviews.

💳 All plans + VAT. No setup fees. Cancel anytime.

Built for Enterprise,
Priced for Everyone

We believe that every business, regardless of size, should have access to enterprise-grade payment validation tools. That's why we've built a service that combines institutional quality with startup-friendly pricing.

No Setup Fees

Start validating payments immediately with zero upfront costs

No Monthly Minimums

Pay only for what you use, when you use it

Volume Discounts

Automatic savings as your business grows

Save up to 60%

Compared to traditional providers

5 Minutes

To integrate and start validating

24/7 Support

Expert help whenever you need it

Get started

Ready to validate with confidence?

Join businesses that trust eSortcode for modulus, CoP and BACS — start with free credits, no card required.

No credit card required
50 free credits
Cancel anytime